Apply online in minutes. Fast approval process. Secure application — backed by M-Pesa.
Get an application decision in minutes. We value your time as much as your business.
Bank-grade encryption protects every document and personal detail you upload.
Transparent rates with no hidden processing fee surprises after disbursement.
Apply from anywhere in Kenya — phone, tablet, or desktop. No queues.
A streamlined process designed for the modern Kenyan borrower.
Create an account with your name, email, and mobile number.
Confirm your number with a one-time code we send via SMS.
Fill in personal and loan details in a guided 6-step wizard.
Securely upload your ID and any collateral ownership documents.
Pay KSh 150 via M-Pesa STK Push directly from your phone.
Our team reviews your application and updates your status.
A business loan is credit extended to a registered business, typically secured against a business asset. We hold the ownership document as security until the loan is fully repaid.
Most applications receive an initial review decision within a few hours of submission and successful processing-fee payment.
Yes. We use 256-bit encryption, role-based access controls, and audited storage for every document you upload.
During the collateral step of the application, drag and drop or select your ownership document as a JPG, PNG, or PDF file. Clear phone photos are accepted.
Need help with your application? Reach us any time during business hours.